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Home > Home Loans > Rural Housing Finance - Features

Rural Housing Finance Features
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HDFC offers home loans in rural areas for:
  • Construction of Houses on plot owned by you
  • Addition of more rooms or floors to your existing house
  • Renovation & Improvement of your house
  • Purchase of a new house
Features

For Agriculturists:

If you are a farmer/planter/horticulturist/dairy farmer etc. having your own land and looking to have your own home, get in touch with us.

  • Specially Designed Housing Loans for Agriculturists.
  • Loan eligibility on the basis of land owned by you and the crops being cultivated.
  • Housing Loan in residential area of your own village
  • Loans for buying house or flat in city of your choice
  • ...and many more.

For Salaried & Self Employed:

Everyone wants a place to call home, and then what better place than your village or town to own one.

  • Housing Loans for homes in rural areas for Salaried persons
  • Housing Loans for homes in rural areas for Self Employed Businessmen or Self Employed Professional.
Interest Rate
     
Wef : 1st Aug 2011 RPLR: 16.50%  
 
Applicable Rates
(Monthly Rest Basis)		 Fixed rates% Variable rates% Basis%
RPLR
Upto and including Rs 30 lacs 12.25 10.75 RPLR - 5.75
Rs.30.01 lacs to Rs.75 lacs 12.50 11.00 RPLR - 5.50
Over Rs.75 lacs 13.00 11.50 RPLR - 5.00

The above rates are subject to change without notice.