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| Home > News Center > Press Release > Balance Sheet and P&L |
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Press Release |
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| June 10 |
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BALANCE SHEET AS AT JUNE 30, 2010 |
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Rs in Crores |
As at
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30- June -10 |
30-June -09
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FUNDS EMPLOYED |
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SHAREHOLDERS FUNDS |
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Share Capital |
290.95 |
284.56 |
Reserves and Surplus |
16,068.55 |
13,399.56 |
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16,359.50 |
13,684.12 |
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LOAN FUNDS |
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Term Loans |
32,786.02 |
23,732.11 |
Bonds, Debentures, FCCB and Commercial Paper |
43,060.01 |
40,334.86 |
Deposits |
23,905.67 |
19,727.68 |
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99,751.70 |
83,794.65 |
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116,111.20 |
97,478.77 |
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APPLICATION OF FUNDS |
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LOANS* |
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Individuals |
64,137.53 |
54,853.74 |
Corporate Bodies |
35,966.78 |
30,436.05 |
Others |
1,520.35 |
1,756.01 |
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101,624.66 |
87,045.80 |
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INVESTMENTS |
14,658.20 |
10,495.76 |
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DEFERRED TAX ASSET |
295.69 |
227.51 |
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CURRENT ASSETS, LOANS AND ADVANCES |
4,516.80 |
4,349.99 |
Less : CURRENT LIABILITIES AND PROVISIONS |
5,205.64 |
4,842.40 |
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(688.84) |
(492.41) |
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FIXED ASSETS |
221.49 |
202.11 |
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116,111.20 |
97,478.77 |
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30-Jun-10 |
30-Jun-09 |
* Excludes Loans off-balance sheet - margin retained over the
life of the loan |
11,080.98 |
7,326.12 |
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Loans sold during the last 12 months |
5,635.95 |
5,620.56 |
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1 Crore = 10 Million |
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PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED JUNE 30, 2010 |
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Rs in crores |
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2010-11 |
2009-10 |
INCOME |
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Income from Operations
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2,797.13 |
2,792.89 |
Profit on Sale of investments
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51.31 |
Other Income
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4.82 |
4.87 |
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2,801.95 |
2,849.07 |
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EXPENDITURE AND CHARGES |
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Interest and Other Charges |
1,719.59 |
1,962.80 |
Staff Expenses |
45.15 |
42.52 |
Establishment Expenses |
13.25 |
12.38 |
Other Expenses |
38.36 |
35.48 |
Depreciation |
4.01 |
3.97 |
Provision for Contingencies |
15.00 |
12.00 |
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1,835.36 |
2,069.15 |
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Profit Before Tax
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966.59 |
779.92 |
Less : Provision for Tax
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272.00 |
215.00 |
PROFIT AFTER TAX |
694.59 |
564.92 |
1 Crore = 10 Million |
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HIGHLIGHTS - JUNE 30,2010 |
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Rs in crores |
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2010-11 |
2009-10 |
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Book Value per Share (Rs) |
562 |
481 |
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Adjusted Book Value (adjusted for unrealised gain on investments) |
1,139 |
891 |
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Earnings per Share - Basic (Rs) |
24.02 |
19.82 |
Earnings per Share - Diluted(Rs) |
23.54 |
19.16 |
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Capital adequacy ratio |
14.8% |
15.0% |
of which Tier I |
13.6% |
13.7% |
of which Tier II |
1.2% |
1.3% |
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Non performing loans (90days overdue) |
0.89% |
0.98% |
Non performing loans (six months overdue) |
0.54% |
0.58% |
Provision for contingencies |
696.73 |
659.19 |
1 Crore = 10 Million |
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# Pertains to the quarter |
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SCHEDULE - JUNE 30, 2010 |
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Rs in Crores |
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2010-11 |
2009-10 |
INCOME FROM OPERATIONS |
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Interest on Loans |
2,515.02 |
2,513.08 |
Other Interest |
101.77 |
118.31 |
Surplus from Deployment in Cash Management Schemes of Mutual Funds |
38.14 |
58.01 |
Dividend Income |
118.05 |
56.17 |
Fees and Other Charges |
23.41 |
44.16 |
Other Operating Income |
0.74 |
3.16 |
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2,797.13 |
2,792.89 |
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INTEREST AND OTHER CHARGES |
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INTEREST |
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Loans |
580.33 |
578.73 |
Deposits |
474.20 |
454.59 |
Bonds and Debentures |
648.47 |
917.56 |
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1,703.00 |
1,950.88 |
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OTHER CHARGES |
16.59 |
11.92 |
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1,719.59 |
1,962.80 |
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INVESTMENTS |
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Equity Shares - Subsidiaries & Associate Companies |
7,708.83 |
3,768.76 |
Equity Shares - Other Companies |
877.74 |
918.32 |
Convertible Preference Shares |
71.32 |
63.67 |
Preference Shares |
5.99 |
11.99 |
Convertible Debentures |
27.00 |
10.00 |
Debentures and Bonds |
197.65 |
132.11 |
Pass Through Certificates and Security Receipts |
86.19 |
101.22 |
Properties |
162.48 |
190.89 |
Government Securities |
1,148.33 |
786.14 |
Liquid Funds |
3,735.79 |
3,865.34 |
Mutual Funds and Other Funds |
686.34 |
702.57 |
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14,707.66 |
10,551.01 |
Less Provision for Diminution in Value of Investments |
49.46 |
55.25 |
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14,658.20 |
10,495.76 |
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Unrealised gains on listed investments including HDFC Investments Limited |
16,775.00 |
11,662.30 |
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1 Crore = 10 Million |
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