Non Residential Premises Loan for Professionals

HDFC offers loans exclusively for professionals such as doctors, chartered accountants, lawyers and other self-employed professionals for construction, purchase, extension or renovation of their office or clinic.

• Purpose
  Purchase, Construction, Improvement of Office, Clinic
• Eligible
• Doctors
• Chartered Accountants
• Lawyers
• Other self-employed professional
• Maximum loan
  80% of the cost of the property. This is however subject to valuation of the property as assessed by HDFC.
• Maximum Term
  • For non residential premises, maximum term is 15 years and NRP improvement remains 5 years.
  • Apply individually or with a co-applicant
  • Adjustable and Fixed Rate Home Loans
• Applicant and Co - Applicant to the loan
  Loans can be applied for either individually or jointly. Proposed owners of the property will have to be co-applicants. However, the co-applicants need not be co-owners.
• Adjustable Rate Home Loan
  Loan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases.
  * Conditions Apply
• Fixed Rate

The above rates are subject to change without notice.