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w.e.f. May 3, 2012 |
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Interest rates on deposits below  1 crore |
| Effective from May 3, 2012 |
| Regular: Annual Income Plan |
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| 24 - 35 |
9.40 |
9.65 |
53000 |
51000 |
| 36 - 47 |
9.50 |
9.75 |
52000 |
51000 |
| 48 - 60 |
9.25 |
9.50 |
54000 |
52000 |
| Minimum Deposit Amount - 20,000 |
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| Platinum: Annual Income Plan |
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Sr. Citizens |
Individuals |
Sr. Citizens |
| 33 |
9.75 |
10.00 |
51000 |
50000 |
| Minimum Deposit Amount - 20,000 |
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| Regular: Monthly Income Plan |
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Sr. Citizens |
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| 12 - 23 |
8.90 |
9.15 |
56000 |
54000 |
| 24 - 35 |
9.05 |
9.30 |
55000 |
53000 |
| 36 - 47 |
9.15 |
9.40 |
54000 |
53000 |
| 48 - 60 |
8.90 |
9.15 |
56000 |
54000 |
| Minimum Deposit Amount - 40,000 |
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| Platinum: Monthly Income Plan |
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Sr. Citizens |
Individuals |
Sr. Citizens |
| 15 |
9.40 |
9.65 |
53000 |
51000 |
| 33 |
9.40 |
9.65 |
53000 |
51000 |
| Minimum Deposit Amount - 40,000 |
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| Non-Cumulative - Quarterly Option |
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Individuals
& Trusts |
Sr. Citizens |
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| 12 - 23 |
8.95 |
9.20 |
55000 |
54000 |
| 24 - 35 |
9.10 |
9.35 |
54000 |
53000 |
| 36 - 47 |
9.20 |
9.45 |
54000 |
52000 |
| 48 - 60 |
8.95 |
9.20 |
55000 |
54000 |
| Minimum Deposit Amount - 20,000 |
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| Non-Cumulative - Half Yearly Option |
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Individuals
& Trusts |
Sr. Citizens |
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| 12 - 23 |
9.05 |
9.30 |
55000 |
53000 |
| 24 - 35 |
9.20 |
9.45 |
54000 |
52000 |
| 36 -47 |
9.30 |
9.55 |
53000 |
52000 |
| 48 - 60 |
9.05 |
9.30 |
55000 |
53000 |
| Minimum Deposit Amount - 20,000 |
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| Platinum: Non-Cumulative - Quarterly Option |
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Sr. Citizens |
Individuals |
Sr. Citizens |
| 15 |
9.45 |
9.70 |
52000 |
51000 |
| 33 |
9.45 |
9.70 |
52000 |
51000 |
| Minimum Deposit Amount - 20,000 |
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| Platinum: Non-Cumulative - Half Yearly Option |
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Sr. Citizens |
Individuals |
Sr. Citizens |
| 15 |
9.55 |
9.80 |
52000 |
51000 |
| 33 |
9.55 |
9.80 |
52000 |
51000 |
| Minimum Deposit Amount - 20,000 |
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| Regular: Cumulative Option |
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| Period (Months) |
Rate of Interest
(% p.a.) |
**Maturity Amount
for a Deposit of
10,000 |
Maximum Deposit
without TDS ()* |
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Individuals & Trusts |
Sr
Citizens |
Individuals |
Sr
Citizens |
Individuals |
Sr
Citizens |
| 12 |
9.25 |
9.50 |
10,925.00 |
10,950.00 |
54000 |
52000 |
| 24 |
9.40 |
9.65 |
11,968.36 |
12,023.12 |
48000 |
47000 |
| 36 |
9.50 |
9.75 |
13,129.32 |
13,219.46 |
43000 |
42000 |
| 48 |
9.25 |
9.50 |
14,245.77 |
14,376.61 |
41000 |
40000 |
| 60 |
9.25 |
9.50 |
15,563.50 |
15,742.39 |
37000 |
36000 |
| Minimum Deposit Amount - 20,000 / Interest Compounded annually |
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| Platinum: Cumulative Option |
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| Period (Months) |
Rate of Interest
(% p.a.) |
**Maturity Amount
for a Deposit of
10,000 |
Maximum Deposit
without TDS ()* |
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Individuals & Trusts |
Sr
Citizens |
Individuals |
Sr
Citizens |
Individuals |
Sr
Citizens |
| 15 |
9.75 |
10.00 |
11242.52 |
11275.00 |
50000 |
48000 |
| 33 |
9.75 |
10.00 |
12925.86 |
13007.50 |
43000 |
42000 |
| Minimum Deposit Amount - 20,000 / Interest Compounded annually |
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HDFC SYSTEMATIC SAVINGS PLAN
(Variable Rate Installment Deposit Plan) |
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| Period (Months) |
Rate of Interest (% p.a.) |
| 24 - 35 |
9.00 |
| 36 - 60 |
9.25 |
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Toll Free No. 1-800-22-2022 |
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* As per the current provisions of the Income Tax Act,1961 |
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** Subject to tax deduction at source wherever applicable. |
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Other Terms and Conditions as per Deposit Application Form. |
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Interest rates on deposits of Rs 1 crore and above would be as per the extant guidelines |
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Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit. |
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Deposits
